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Financial Advisor How To Find The One You Like

By Lee R. Smith

Your financial life more or less controls every other aspect of your life since you need money to eat, drink, have a roof over your head, and to have clothes on your back. Sometimes, you need a little help with your financial life, which is why you may wish to employ the services of a financial advisor.

A financial advisor will help you make the right decisions regarding your present and future financial condition. You do, however, need to make sure you have the right person doing the advising or they can lead you in the wrong direction and cause you to lose everything.

It is a fact that most people will need the help of a financial expert at some point in their life. You will need their assistance with retirement plans, finances, investments, insurance, estate planning, or your income taxes.

When you use a financial advisor, they are able to guide you through all of the rules, regulations, and the complicated federal and state laws. It is through their recommendations that you are able to make your plans more solid. You know that you are on the right track when your advisor tells you so and advises you on how to keep everything going in the right direction.

Even a person who is not on the right track can benefit from what a financial advisor has to offer. As a matter of fact, these individuals can go from being ‘down and out’ to landing on their feet and establishing a stable financial future.

Choosing the right financial advisor

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The financial services industry is offering more and more services to individuals. Rather than just providing advice, the service range is much broader. This means the first thing you need to know when looking for advice is what service you want to take advantage of. Financial advisors come in different forms. They come as investment advisors, financial consultants, investment consultants, or another title suggesting the same. No matter their title, they all state that they offer the best financial services available.

It is up to you to find out whether or not the claims that they offer the best financial services are true or not. Here are the steps you need to take to find the best financial advisor for you:

Compile a list of advisors you want to check out. You can check your local telephone book or do a search online. You can also locate financial advisors through an Internet search.

Make an appointment with each company you are interested in. This hour of consultation may be free or it could cost you up to $150 or more. The time should be spent with you telling the financial advisor what you want. Be sure to be prepared by having your net worth, a statement of your income, and what your goals are. Preparation can keep you from having to pay out a large sum of money for the advisor’s time.

Confirm what the financial advisor’s fees are. Ask how they are paid, how much they charge, etc. Those such as tax advisors and estate planners may request to be paid by the hour, while others may be paid through commissions they earn when facilitating stock trades.

You should always request an ‘ADV form.’ Each financial advisor that is legitimate and manages over $25 million in investment assets reports their methodology, education, compensation, and business background to the Securities and Exchange Commission. This form allows you to obtain that information. Those that manage less than $25 million in investment assets disclose the same information to the securities agency within their state.

If the financial advisor sells securities, they should have a Central Registration Depository, or CRD, on file with the state securities agency.

During your appointment look for any diplomas or other credentials on the advisor’s wall. If you do see such documentation, look at what the initials after their name say. You want to see ChFP for Chartered Financial Consultant, CFP for Certified Financial Planner, PFS for Personal Financial Specialist, or CPA for Certified Public Accountant.

Unfortunately, most states do not have a licensing requirement, so almost anyone can call themselves a financial planner. This is why you want to rely upon credentials.

Experience is also important because the longer, the better. You can ask for sample work, names of clients, and ask how long the financial advisor has been in the field and done business in the area.

If you have friends who have used a financial planner in the past or present, ask them about their experiences. Be sure to find out anything you can regarding how they charge, if they are trustworthy, if they have the proper credentials, etc. Word of mouth is very powerful. Keep in mind, however, that you need to make your own determination because your idea of a good financial advisor may not be the same as your friend of family member’s.

Using the above tips can help you to find the financial advisor that is right for you and your particular financial situation.

Here are just a few more tips to help you choose a financial advisor that is the right fit:

You may want to choose an advisor that does specialize in different areas if you want to experiment with different ways to make your money work for you. For instance, you need to be advised on how to save money, but you may also want to do some investing so that you can make your money grow. Having your services in one place can help you to save money rather than having different types of financial managers with their hands in your finances.

Once you have the right financial advisor in place, you can rest assured that you will have a much better financial future than you would have otherwise. You only live once, so you want to make sure you live it right and as comfortable as you can.

About the Author: Lee Smith is a licensed business owner as a Stock Market Consultant. He provides defensive strategies to private and professional investors of mutual funds. He has articles on CBS Moneywatch, USA Today, Kiplingers and International Business Times. Visit: Financial Advisor

Source: isnare.com

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Former South Korean President dead after apparent suicide

Saturday, May 23, 2009

Former South Korean President Roh Moo-Hyun died after falling from the side of a mountain near his house in an apparent suicide, the state-run Yonhap News Agency reported early Saturday.

Roh, who was facing an investigation into allegations of bribery, fell at about 6:30 a.m. Korea Standard Time (9:00 p.m. GMT), after having gone hiking with an aide. Roh was taken to the Pusan National University Hospital, where he died at 9:30 a.m.

“Roh left his home at 5:45 a.m. to go hiking,” Moon Jae-in, an adviser to Roh, said. “He appears to have jumped from a mountain rock at 6:40 a.m. He was accompanied by a bodyguard at that time.”

“He left behind a brief suicide note,” Moon added.

The investigation stems from allegations that Roh received a US$6 million bribe while in office.

Pusan National University Hospital chief Paek Seung-wan told reporters that Roh died of a head injury.

“At the time of his arrival at the hospital at 8:23 a.m.,” Paek said, “he was unconscious and couldn’t breathe on his own. A laceration measuring 11 centimeters was found on the front part of his head. Doctors attempted cardiopulmonary resuscitation but suspended it at 8:30 a.m. as he failed to recover. A brain contusion was also found, but head injury was confirmed as the direct cause of his death. In addition, fractures were found, including in the ribs and pelvis.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Former_South_Korean_President_dead_after_apparent_suicide&oldid=4460730”

Sweden’s Crown Princess marries long-time boyfriend

Monday, June 21, 2010

Sweden’s first royal wedding since 1976 took place Saturday when Crown Princess Victoria, 32, married her long-time boyfriend and former personal trainer, Daniel Westling, 36. The ceremony took place at Stockholm Cathedral.

Over 1,200 guests, including many rulers, politicians, royals and other dignitaries from across the world, attended the wedding, which cost an estimated 20 million Swedish kronor. Victoria wore a wedding dress with five-metre long train designed by Pär Engsheden. She wore the same crown that her mother, Queen Silvia, wore on her wedding day 34 years previously, also on June 19. Victoria’s father, King Carl XVI Gustaf, walked Victoria down the aisle, which was deemed untraditional by many. In Sweden, the bride and groom usually walk down the aisle together, emphasising the country’s views on equality. Victoria met with Daniel half-way to the altar, where they exchanged brief kisses, and, to the sounds of the wedding march, made their way to the the silver altar. She was followed by ten bridesmaids. The couple both had tears in their eyes as they said their vows, and apart from fumbling when they exchanged rings, the ceremony went smoothly.

Following the ceremony, the couple headed a fast-paced procession through central Stockholm on a horse-drawn carriage, flanked by police and security. Up to 500,000 people are thought to have lined the streets. They then boarded the Vasaorden, the same royal barge Victoria’s parents used in their wedding, and traveled through Stockholm’s waters, accompanied by flyover of 18 fighter jets near the end of the procession. A wedding banquet followed in the in the Hall of State of the Royal Palace.

Controversy has surrounded the engagement and wedding between the Crown Princess and Westling, a “commoner”. Victoria met Westling as she was recovering from bulemia in 2002. He owned a chain of gymnasiums and was brought in to help bring Victoria back to full health. Westling was raised in a middle-class family in Ockelbo, in central Sweden. His father managed a social services centre, and his mother worked in a post office. When the relationship was made public, Westling was mocked as an outsider and the king was reportedly horrified at the thought of his daughter marrying a “commoner”, even though he did so when he married Silvia. Last year, Westling underwent transplant surgery for a congenital kidney disorder. The Swedish public have been assured that he will be able to have children and that his illness will not be passed on to his offspring.

Westling underwent years of training to prepare for his new role in the royal family, including lessons in etiquette, elocution, and multi-lingual small talk; and a makeover that saw his hair being cropped short, and his plain-looking glasses and clothes being replaced by designer-wear.

Upon marrying the Crown Princess, Westling took his wife’s ducal title and is granted the style “His Royal Highness”. He is now known as HRH Prince Daniel, Duke of Västergötland. He also has his own coat-of-arms and monogram. When Victoria assumes the throne and becomes Queen, Daniel will not become King, but assume a supportive role, similar to that of Prince Phillip, the husband of the United Kingdom’s Queen Elizabeth II.

Retrieved from “https://en.wikinews.org/w/index.php?title=Sweden%27s_Crown_Princess_marries_long-time_boyfriend&oldid=4509139”

Car bomb attack in Iraqi town, at least two dead and 45 injured

Saturday, June 19, 2010

According to a police source, at several people have been killed and a further 45 wounded after a car bomb went off in the Iraqi town of Tuz Khurmato, located about 170 kilometres (105 miles) north of Baghdad. Conflicting media reports put the number of dead between two and five.

The bomb reportedly was in a parked vehicle near the residence of Niazi Mohammed, a provincial council official, and damaged many homes upon detonation. Police official Colonel Hussein al-Bayati commented that women and children were among the casualties.

al-Bayati added that the home of Turkmen councillor Niazar Nomaroglu was severely damaged as well, although it wasn’t immediately clear whether Nomaroglu had been killed.

Retrieved from “https://en.wikinews.org/w/index.php?title=Car_bomb_attack_in_Iraqi_town,_at_least_two_dead_and_45_injured&oldid=4230521”

Pack Lane Wool The Best Clothing Store For Babies Wear

Pack Lane Wool The Best Clothing Store For Babies Wear

by

LenieMePack Lane Wool

is an independent retailer in Basingstoke, Hampshire that supply their customers with yarn and accessories since the year 1965. They also encourage their customers to just sit and relax and even browse about their products through their large selection of books as well as patterns. When you need some inspiration, they have some knitted as well as crochet garments on display throughout their shop and if you are just a beginner, intermediate or even advanced knitters, their fully trained staff are on hand and very much willing to help you. Aside from that, they also offer a lay-by-service and are happy to take your orders for new or even part complete items.

Rowan yarn

is one of the most popular and loved yarn all over the world because of the reason that, it has the capacity to produce high quality products as well as kits and is also used for all kinds of knitting and crafting. Other than that, a good all rounder, Rowan Cocoon yarn also offers a great choice of options for all kinds of knitting projects that you wanted to do mainly because for some reasons. Through blending 80% of Merino wool and kid mohair, you can be sure that the feel of yarn is incredibly soft, while also having a satisfyingly chunky weight.

[youtube]http://www.youtube.com/watch?v=Il2Hw8NcYQM[/youtube]

There is actually a long history in terms of producing the quality yarn for Sirdar. Since 1880, this company actually used only pure wool fibres originally. As time passed by, the company extended their range and that is to compass a great collection of luxurios yarns for a variety of different uses. For the chunky knits as well as for the soft garments, this collection has been proven to be popular with the knitters for decades. If you are looking for a cuddly and soft yarns that very well known around today, then

Sirdar Snuggly Snowflake

is the ideal for you. These wonderful yarn offer a fleecy touch, which made them ideal in terms of keeping the babies as well as your little ones snug and comfy.

Moreover, they have also a great collection of the most sumptuously soft yarns just like

Merino Yarn

here at Pack Lane Wool that is carefully designed for all kinds of uses. From big and chunky knits to super soft creations, you can all find it at their range. In case you needed some yarns for projects for babies and for your little boys and girls, then don\’t hesitate to come and visit their store for an incredible blend of materials that has been created in order to produce the most luxurious as well as yielding fabric that truly ideal for baby wear. Pack Lane Wool only offers the best of all possible worlds when it comes for knitting baby clothes, and is now ready for you to order.

If you want to know more about this topic, just visit

Pack Lane Wool

for more information.

Article Source:

ArticleRich.com

Venezuela opens granite processing facility in Bolívar

Monday, February 18, 2013

Venezuela’s government has opened a granite processing plant in the state of Bolívar, with the intention of providing about 25% of the granite required nationwide.

Ricardo Menéndez, vice president of the Productive Economic Area, said Venezuelan President Hugo Chávez has yearned for the creation of this project to empower Venezuelan construction. Granito Bolívar is reportedly the most modern Venezuelan granite plant, not consuming community water or electricity, and is also the largest, with a daily capacity to supply enough material for use in construction of about 820 houses.

Menéndez said, “These granite blocks are the natural resources of our country, are the wealth we have as a country and often [some] simply decided to remove this richness from our country and take them to other countries” ((es))Spanish language: ?Esos bloques de granito son la riquezas naturales de nuestro país, son las riquezas que tenemos como patria y que muchas veces sencillamente esas riquezas decidieron sacarlas de nuestro territorio nacional y llevarlas a otros países.

According to Menéndez, with the help of a state plan, Venezuela intends to exploit its 40,000 million cubic meters or more of granite reserves, generating a set of factories. “[T]he central theme is that these plants, all these factories, are for the construction of socialism; that means using our potential, develop the value chain within the country and of course that yields benefits from the point of view of the production system’s organization…. [Granito] Bolívar is not only the vision that historically we had of exposing richness, but the industries, basic industries we have, that level of our workers in the basic industries and in addition the development of the potential we have in the state” ((es))Spanish language: ?el tema central es que estas plantas todas estas fábricas son para la construcción del socialismo, eso significa utilizar nuestras potencialidades, dessarrollar la cadena de valor dentro del país y por supuesto que eso genere beneficios desde el punto de vista de la organización del sistema productivo … Bolívar no solamente es la visión que históricamente se tuvo de exponer las riquezas, sino que son las empresas, las empresas básicas que tenemos, ese nivel de nuestros trabajadores de la empresas básicas y adicionalmente el desarrollo del potencial que tenemos en el estado.

For the construction of the plant, supplied by 23 quarries, the government of Bolívar provided about 30 million bolívares (US$4.7 million) and the national government €2.3 million (US$3 million). Bolívar reportedly has reserves of about 40,000 million tons of red, black, pink and white granite, sufficient for domestic demand for 200 years.

Retrieved from “https://en.wikinews.org/w/index.php?title=Venezuela_opens_granite_processing_facility_in_Bolívar&oldid=4351223”

Microsoft announces plan to acquire GitHub for US$7.5 billion

Wednesday, June 6, 2018

On Monday, United States technology giant Microsoft announced their plans to acquire GitHub, a San Francisco, California-based web-based hosting service for software version control using Git, for 7.5 billion US Dollars (USD).

In the official announcement at the Microsoft News web site, the company said they are to reach agreement with GitHub by the end of the year. They said the agreement would allow them to deliver Microsoft development services to GitHub users, and “accelerate enterprise use of GitHub”. GitHub had been financially struggling recently and is expected to get a new CEO.

In 2016, according to financial news and media company Bloomberg L.P., through three quarters GitHub lost USD 66 million, while in nine months of that year GitHub had revenue of USD 98 million. In August 2017 GitHub said they were seeking a new CEO. According to the announcements by GitHub and Microsoft, the Microsoft Corporate Vice President Nat Friedman would become the new CEO of GitHub. He had created app creation platform company Xamarin and was “an open-source veteran”, Microsoft said.

GitHub confirmed the acquisition plans on its blog. In this announcement they alluded to concerns about past friction between Microsoft and open-source software, however they said “things are different. […] Microsoft is the most active organization on GitHub in the world”, mentioning VS Code as an example. In the announcement, GitHub also referred to its several years of collaboration with Microsoft on Git LFS and Electron. GitHub also mentioned the Azure development platform run by Microsoft.

Retrieved from “https://en.wikinews.org/w/index.php?title=Microsoft_announces_plan_to_acquire_GitHub_for_US$7.5_billion&oldid=4589746”

Livestock Monitoring Market: Global Industry Trends, Market Size, Competitive Analysis And Forecast

Theglobal livestock monitoring market size is accounted to grow at a CAGR of around 16%during the forecast period 2021 to 2027. The increasing number of cattle is a primary factor to drive the market growth. The rising adoption of IoT enabled devices for real-time monitoring and increasing cases of diseases among herd animals is projected to fuel the market growth. Furthermore, the rising number of dairy farms and increasing demand for animal products such as milk, egg, and meat is driving the livestock monitoring market over the forecast [period. However, lack of skilled professionals and huge capital investment are some factors to restrain the market.

The report titled “Livestock Monitoring Market – Global Trends, Market Share, Industry Size, Growth, Opportunities, and Forecast – 2020 – 2027” offers a holistic view of the Livestock Monitoring industry encompassing numerous stakeholders including raw material suppliers, providers, distributors, consumers and government agencies, among others. Furthermore, the report includes detailed quantitative and qualitative analysis of the global Livestock Monitoring market considering market history, product development, regional dynamics, competitive landscape, and key success factors (KSFs) in the industry.

Browse Full report on Global Livestock Monitoring Market report at

The report includes a deep-dive analysis of key countries including the U.S., Canada, the U.K., Germany, France, China, Japan, India, Australia, Mexico, Brazil and South Africa, among others. Thereby, the report identifies unique growth opportunities across the world based on trends occurring in various developed and developing economies.

Livestock Monitoring Market report summarizes the positive growth rate in upcoming years, and market size with competitive analysis. Our experts have analyzed the historical data to compare with the current market scenario to calculate the market growth in the coming years. The study provides an exhaustive report that includes an executive summary, scope, and forecast of the market.

The Livestock Monitoring Market Segmentation:

By Component:

  • Hardware
  • Software
  • Services

By Animal Type:

  • Cattle
  • Poultry
  • Swine
  • Equine
  • Others

By Application:

  • Feeding Management
  • Milk Harvesting
  • Breeding Management
  • Animal Health Monitoring & Comfort
  • Heat Stress
  • Behavior Monitoring
  • Others

By Region:

  • North America
  • Europe
  • Asia Pacific
  • Latin America
  • Middle East & Africa

To know more about the study, make an inquiry before purchase @

List of Key companies:

  • DeLaval Inc.
  • GEA Group Aktiengesellschaft
  • Afimilk Ltd.
  • Sensaphone
  • BouMatic
  • MSD Animal Health
  • Dairymaster
  • Fancom BV
  • Lely
  • Fullwood Packo

Key Questions Answered by Livestock Monitoring Market Report

  • Product popularity and adoption based on various country-level dynamics
  • Regional presence and product development for leading market participants
  • Market forecasts and trend analysis based on ongoing investments and economic growth in key countries
  • Competitive landscape based on revenue, product offerings, years of presence, number of employees and market concentration, among others
  • number of employees and market concentration, among others

To know more about this study, request a free sample report @

About Us: Research Corridor is a global market research firm. Our insightful analysis is focused on developed and emerging markets. We identify trends and forecast markets with a view to aid businesses identify market opportunities optimize strategies. Our expert’s team of analysts’ provides enterprises with strategic insights. Research Corridor works to help enterprises grow through strategic insights and actionable solutions. Feel free to contact us for any report customization at sales@researchcorridor.com .

Media Contact:

Company Name: Research Corridor Contact Person: Mr. Vijendra Singh Email: vijendrasingh@researchcorridor.com Contact no: +91 989-368-5690

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Bangladesh security tightened following Pilkhana massacre and Bashundhara City fire

Friday, March 20, 2009

Following the Pilkhana massacre which occurred February 25 and 26 leaving 74 dead and the inferno at the Bashundhara City shopping mall complex March 13 leaving seven dead, Prime Minister Sheikh Hasina said security measures are being tightened countrywide across Bangladesh.

Fire drills will be enacted at all key-point installations (KPI). Fire fighting systems will be examined by the fire brigade and the public works department (PWD) to ensure functionality. Security measures will be enhanced supplementing areas under private security such as at the Bashundhara City Complex.

The Fire Service and Civil Defence Department requires modernization and needs new equipment to fight fires past the sixth floor of buildings. The Fire Brigade says it needs turntable ladders, snorkels, foam-tenders, lighting units, emergency tenders, fireproof uniforms, and rescue ropes for fire fighting and rescue operations. Transportation to fires is also an issue due to narrow roads, low electrical wires and congestion.

The Bangladesh National Building Code requires fire fighting equipment installed in buildings over seven floors. This code is to be monitored by authorities to ensure compliance with the new guidelines and to make sure buildings are being maintained.

The Bashundhara City Complex opened Monday for shoppers two days after Friday’s blaze. A probe is underway to determine the cause of the fire and to assess structural damage.

Loss of life was minimized as the blaze broke out on a Friday, the beginning of the weekend in Bangladesh, so offices in the upper floors were empty. The lower eight floors are used for shopping and the upper floors are all Bashundhara Group offices.

The mall is valued at Tk 7.0 billion (US$100 million). It is not known if the complex is covered by fire insurance.

It is estimated that it will take over two years to rebuild the area damaged by flames which were burned down to a skeleton. Bashundhara City’s technical advisor, Latifur Rahman, estimated damages at Tk 2.0 billion (US$29m).

Only one television cameraman has been allowed in to film the burnt area. None of the 2,500 shops, cinemas or cafes were burnt by the inferno. The seventh and eighth floors still experience smoke damage, and there was water damage to merchandise.

A three member committee is currently investigating the cause of the fire which will consist of Iqbal Khan Chowdhury, joint secretary of the ministry, representatives of the police, IGP Noor Muhammad, and fire brigade, Director General Abu Nayeem Md Shahidullah. The committee is required to report within the week with their findings. The forensics department is also sifting through the burnt remains.

The Dhaka Chamber of Commerce and Industries has also formed a committee which has begun interviewing witnesses and recording their testimony alongside the government committee.

It has been discovered that 150 closed circuit cameras were not being used when the fire started. Another mystery is why the mall fire fighting system has been found unused.

Why the fire burnt so fiercely is a matter to think….These matters seem to be mysterious

“In the shopping mall there is an ultra-technology elevator which runs even without electricity but we have found that locked,” Iqbal Khan Chowdhury, joint secretary (Police) of the home ministry, said. “Why the fire burnt so fiercely is a matter to think. We have to see if there was any incendiary substance there. These matters seem to be mysterious.”

Mall management has been asked to submit substances and items which would have been in the upper floors when the fire started. The fire erupted on the 17th floor and spread quickly to the two floors above and engulfed the three floors below. The aerial ladders belonging to the Fire Service and Civil Defence reached as high as the 13th floor of the 21-storey building.

Videos have been sent to the United States (US) for examination to assist in determining the cause of the fire and to help in the damage assessment. Experts from the US are expected to arrive soon.

Firefighters were brought to the rooftop of the 20-storey tower by helicopter. The only fatality in this operation was Baki Billa, a firefighter of Bashundhara City firefighting department, who fell when climbing down a rope from a helicopter to the roof of the building. Three other firefighters made the transition safely. At this same time, the chief security officer was safely rescued by the Bangladesh Air Force helicopter, a Bell 212. Six security officers of the complex also lost their lives.

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Cuba sentences USAID worker to fifteen-year prison term

Sunday, March 13, 2011

A 15-year prison sentence was handed down by a Cuban court to US Agency for International Development (USAID) worker Alan Gross for crimes against the state.

Gross was arrested in December 2009 while on a USAID mission intended to promote democracy by distributing satellite communications equipment to Jewish groups; these groups have denied any involvement in the matter. Such equipment, and distributing it, is illegal in Cuba.

According to a Cuban court, Gross’s activities were part of “a subversive project of the US government that aimed to destroy the Revolution through the use of communications systems out of the control of authorities.”

In response to the decision, a US National Security Council spokesperson said that the “sentencing adds another injustice to Alan Gross’s ordeal. He has already spent too many days in detention and should not spend one more.”

Gross’s wife has requested that Cuba release her husband on humanitarian grounds; some political analysts expect this to eventually occur. Gross, aged 61, is reported to have lost 90 pounds while imprisoned since his arrest, and is affected by ulcers, gout, and arthritis.

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