Male Magellanic penguins pine for pairings: Wikinews interviews biologist Natasha Gownaris

Sunday, January 27, 2019

In findings published earlier this month in Ecological Applications, scientists from the University of Washington and Center for Ecosystem Sentinels examine the reason for the plummeting numbers of female Magellanic penguins, Spheniscus magellanicus, that have been reported at the birds’ breeding sites in South America over the past twenty years and more. Wikinews caught up with postdoctoral researcher and study co-author Natasha Gownaris to learn more.

In a press release, Gownaris said, “Two decades ago, there were about 1.5 adult male Magellanic penguins for every adult female at Punta Tombo[…] Today, it’s approaching three males for every female.” The findings suggested a disparity in the death rate of juvenile and adult penguins, rather than differences in chick survival, account for this difference.

Punta Tombo is one of the annual breeding sites for the species; it is in Argentina. The penguins travel thousands of miles each year to reach these sites.

The work involved building population models out of over thirty years of data collected by tagging individual penguins. Findings also suggested the pronounced sex disparity might make population models used to predict survival among other birds with a more even gender balance inappropriate for use on Megallanic penguins.

According to the data, since 1987, overall population of Magellanic penguins in Punta Tombo at one of their annual breeding sites in Argentina has declined 40%, while the male-to-female ratio has greatly increased.

Since 1983, the research team has been putting stainless steel bands on tens of thousands of chicks hatched at the Punta Tombo breeding site in Argentina, noting which juvenile and adult birds make it back to the site the next year and extrapolating how many lived and died. Among juveniles, there was a 17% survival rate for males and 12% for females. Among adults, it was 89% and 85%. These effects became compounded every year, reaching as high as six males to one female among older penguins.

The researchers noted implications for penguin conservation: Gownaris remarked, “Over the years, this team has helped preserve the land and waters around breeding colonies like Punta Tombo[…] But now we’re starting to understand that, to help Magellanic penguins, you have to protect waters where they feed in winter, which are thousands of miles north from Punta Tombo.”

Gownaris answered a series of questions for our correspondent.

((Wikinews)) What prompted your curiosity about Magellanic penguins?

Natasha Gownaris: I’ve wanted to be a marine scientist since I was a child, when I would collect sand crabs (Emerita talpoida) from local beaches in New York. I studied fish as a graduate student, but I have a pair of adopted parrots and I am generally fascinated by birds. Plus, penguins eat fish! Studying penguins seemed like a great way to merge my love for the ocean and my love for birds. Penguins and other seabirds are also important to study because they tell us something about the health of the ocean ecosystems they feed in, similar to the use of canaries to test air quality in coal mines. Unfortunately, the decline of many seabird species worldwide is yet another warning sign of the negative and widespread impacts humans are having on the ocean.

((WN)) How did you approach putting together such a large-scale study?

NG: This study started in 1982, long before my joining the lab in March of 2016. Dr. Dee Boersma began this study as a response to a Japanese company’s interest in harvesting penguins for their skin, meat, and oil. Although the project has evolved over time, Dr. Boersma had the foresight to start banding chicks in 1983 and to set up a standard protocol that we follow each year. Since then, over 44,000 chicks have been banded at Punta Tombo. We’ve been able to follow some individuals for 30+ years, collecting detailed information on things like how often they breed and how many mates they’ve had.

((WN)) How much time did you end up spending in Argentina? What was it like at the breeding site?

NG: Members of the Boersma lab and volunteers spend approximately six months each year at Punta Tombo. I was fortunate enough to spend nearly four months at the colony between 2015 and 2017. It’s an incredible, otherworldly place. Magellanic penguins nest in burrows or bushes, and some areas of the colony are so dense with burrows that you feel like you’re on a different planet. The colony has declined by over 40% since the study started…so I can’t even imagine what it was like in the 1980s. My favorite time of the day is around 8PM, when (hopefully fat) penguins are returning to the colony en masse after a foraging trip. They are also most vocal in the morning and evening, making their characteristic braying sound— the related African penguin earned the name “jackass penguin” because they sound a bit like donkeys. The colony is also full of other beautiful and interesting creatures, including a llama-like species called the guanaco and an ostrich-like species called the rhea.

I was fortunate enough to spend nearly four months at the colony between 2015 and 2017. It’s an incredible, otherworldly place.

((WN)) Do you have any theories on why more female juveniles die at sea? You mention starvation; what might be the causes of that, and are there other possible explanations you can think of?

NG: We are not yet certain why females are more likely to die, but we think it must be related to their smaller body size. Because the mortality is most uneven in juveniles, higher mortality doesn’t seem to be related to greater costs of breeding for females than for males. Female Magellanic penguins are about 17% lighter than males and have smaller bills. We think that, because of this size difference, females have a lower storage capacity, can’t dive as deep, and can’t take as wide a range of prey as males — all disadvantages when faced with limited and unpredictable food resources. These disadvantages hit juvenile females even harder, as juveniles are still learning how to forage and often travel further than adults do in the non-breeding season. Counts of carcasses in the species’ migration range support starvation as the main cause of female-biased mortality; while oiled carcasses have a sex ratio of 1:1, females outnumber males in carcasses of starved birds. The only other possibility is that females are moving to other colonies at higher rates than are males, but this species is known to almost always return to its natal colony to breed.

((WN)) You suggest conservation efforts should look at protection of feeding grounds. What sort of measures do you think might be beneficial?

NG: Because penguins migrate such long distances over the non-breeding season, a mixture of tools (including no-take marine protected areas and traditional fisheries management tools, like catch limits) is likely to be needed. Although there is currently some spatial protection surrounding the species’ breeding colony, this protection does not extend to their migratory route. And, of course, everyone can contribute to penguin conservation by reducing their plastic waste, making more sustainable food choices, and reducing their carbon footprint.

((WN)) What do you think might be causing pressure on food sources for the penguins?

NG: The two main threats to the food sources of this colony are climate change, which cause shifts in primary productivity and fish stocks, and fisheries. Fisheries compete with penguins for fish species such as hake and anchovy.

((WN)) Have you noticed differences in behavior among the penguins as the ratios become increasingly skewed?

NG: In a separate study currently under review, we have shown that aggression between males of Magellanic penguins is higher when the sex ratio at the colony is more skewed towards males. We also showed that nearly all females at the colony breed but that, over time, fewer and fewer males find mates. Single male penguins sometimes intrude [on] nests of mated pairs and interrupt the incubation of eggs or feeding of chicks, leading to mortality. In some cases, they will even attack and kill chicks.

((WN)) Your release mentioned sexing the penguins was problematic; how did you achieve it with confidence?

NG: We have some methods of sexing penguins that we feel confident about — using genetics or measures of cloaca size around egg laying, for example. However, these methods are time intensive, so we have also developed visual cues for sex penguins (bill size, behavior, forehead shape). We looked at individuals that had been sexed using both a certain method (e.g. genetics) and visual methods to calculate how often we got it right based on visual cues alone and found that we have very high accuracy. We also used statistical tools to help to deal with uncertainty in the sex of some individuals.

((WN)) How well can you extrapolate population trends at Punta Tombo based on the birds you tagged? More broadly, how well do you think this work represents global populations?

everyone can contribute to penguin conservation by reducing their plastic waste, making more sustainable food choices, and reducing their carbon footprint

NG: It is likely that females have higher mortality than males at other colonies of this species and in other penguin species. We unfortunately do not have enough information from other colonies of this species (e.g. sex ratio and population trends) for an accurate global assessment of population trends. We do know that some colonies of the species are growing but that, at the global level, the species is still in decline.

((WN)) In your opinion, for how much longer are penguin populations sustainable without intervention?

NG: This is nearly impossible to answer without more information on other colonies of the species, but the Punta Tombo colony is declining rapidly. We estimate declines of at least 43% since 1987 from our annual surveys at the colony, but it is likely that actual declines are higher because of the increasingly skewed sex ratio.

((WN)) What are your next plans moving forward with your work?

NG: We are currently studying the sex ratio in Magellanic penguin chicks (at hatching and at fledging) to determine how this influences the sex ratio in adults. There are two priorities moving forward — 1) estimating sex ratio at other colonies of this species and determining whether females are more likely to leave Punta Tombo for other colonies than are males and 2) determining the mechanisms underlying lower female survival, e.g. by studying the foraging behavior and diet of males and females and the individual characteristics (like body size) that correlate with survival.

Tips For Buying New Rugs In Charlotte

byAlma Abell

Area Rugs in Charlotte provide a lot of advantages. They can help soften the look of hardwood floors, and also help to tie the floor in with the rest of the colors used in the décor of a room. Finding the right rug is not as difficult as many people think. In fact, it can call for nothing more than considering factors like size, shape, and the pattern. Rug SizeOne point to consider closely is the size of the new area rug.

Typically, the rug should be large enough that it fills in the space in between the major pieces of furniture. For example, if the idea is to purchase an area rug to go under the dining room table, choose something that will make it possible to push the chairs away from the table and still be on the carpet surface. This will ensure that the carpet always protects the floor from scratches and scuffs. Considering the ShapeThe nice thing about area Rugs in Charlotte is that they come in more than one shape.

While the most popular design calls for a rectangular rug, it is also possible to find great deals on rugs that happen to be round or square. There is even the chance of finding an octagonal rug if that would fit into the decorating scheme with greater ease. When the consumer doesn’t immediately see what he or she is looking for, it never hurts to ask.

A dealer with one of Carolina’s largest in-stock carpet selection will likely have some other options that are not currently on display. Color and PatternChoosing a color or pattern is important, since the consumer will want the rug to work with the rest of the room.

A good rule of thumb is to choose an inspiration piece that happens to feature most of the colors already found in the room. This can be something like a pillow or a sofa cushion. Another approach is to use the camera feature on a phone and use the digital image to compare with rugs in different patterns or colors. Doing so will go a long way toward achieving a perfect match, and helping to give the room a finished look.

The Forex Trading Platform And The Trader

The FOREX Trading Platform And The Trader

by

Paul Hyland

The foreign exchange market is a global arena for the trading of international currencies and it connects financial centres, buyers and sellers from all around the world. The global foreign exchange market is responsible for converting and trading currencies whose daily turnover values at almost $4 trillion.

The FOREX trading platform is the central tool for trading international currencies, commodities and shares. It is a fundamental instrument that represents the new future of financial trading. The platform uses the same processes and options as traditional trading methods but delivers results around the world quicker and with much greater efficiency. By converting and dealing in business currencies, the FOREX trading platform aids international trade and investment within the foreign exchange market. This is a tool that aids the efficient management of deals and the connection of currencies across the marketplace. As a system it is regarded as the future of financial trading. A FOREX trading platform allows the key international currencies – the Euro, the British Pound, the US Dollar, the Swiss Franc and the Japanese Yen – to trade immediately, efficiently, openly and equally.

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Recognised as the best way to operate, the system has established the FOREX trading platform as a seamless environment where trade is instantaneous, secure and user-friendly. Unbound by geography or time zones, the platform allows traders to work towards their clients\’ objectives, immediately responding to change and reducing any risk-taking. The flexibility of the platform means that the trader can work simultaneously across multiple markets and client projects with efficiency and effectiveness.

The success of the foreign exchange market comes from the dual partnership of a knowledgeable and responsive trader and their correct use of the FOREX trading platform. This is a cohesive collaboration and alliance between the two; one cannot operate without the other and together they are a hugely powerful team. The successful trader couples their instinct and knowledge with the FOREX trading platform to analyse market trends and execute transactions instantaneously. Regardless of the features of a specific trading environment, the FOREX trading platform responds to the changes of any asset and within any market. Connecting markets and commodities from around the globe, this system instills confident trading and flourishing financial growth. The system helps to stimulate the development of healthy economies and currencies.

Equally, when times are uncertain and unpredictable – as can often happen in turbulent economic times – the FOREX trading platform provides balance and security. The platform monitors even the smallest market fluctuation with precision to ensure that currencies are regulated. In addition, rather than relying on a trader\’s instinct when dealing with international currencies, the FOREX trading platform uses up-to-date and unbiased information to make informed, safe and sensible choices.

Without a doubt, recent years have seen a dramatic change for trading within the foreign exchange markets. Today, exchanges of currencies and commodities can take place within seconds and across nations. Whilst an individual trader uses their inherent skills and knowledge to be successful, it is the modernity, quality and assurance of the FOREX trading platform that makes it the fundamental tool within foreign currency trading.

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2008 COMPUTEX Taipei: Three awards, One target

Monday, June 23, 2008

2008 COMPUTEX Taipei, the largest trade fair since its inception in 1982, featured several seminars and forums, expansions on show spaces to TWTC Nangang, great transformations for theme pavilions, and WiMAX Taipei Expo, mainly promoted by Taipei Computer Association (TCA). Besides of ICT industry, “design” progressively became the critical factor for the future of the other industries. To promote innovative “Made In Taiwan” products, pavilions from “Best Choice of COMPUTEX”, “Taiwan Excellence Awards”, and newly-set “Design and Innovation (d & i) Award of COMPUTEX”, demonstrated the power of Taiwan’s designs in 2008 COMPUTEX Taipei.

China offers Africa financial aid including $10 billion in loans

Sunday, November 8, 2009

China has offered Africa concessional loans worth US$10 (€6.5) billion as part of a host of new measures aimed at improving the economy of African nations. The announcement was made at the opening of the Forum on China-Africa Cooperation (FOCAC) in Sharm el-Sheikh, Egypt. Leaders of nearly 50 African countries are attending the two-day conference.

China had already stated today at the 3rd Conference of Chinese and African Entrepreneurs, held immediately before the FOCAC, that Chinese firms would be encouraged to invest in Africa, while both sides would work together to improve the tourism, telecommunications and finance industries. China also said that governments should work with businesses to ensure co-operation between China and Africa.

As well as the loans, made over three years, China will write off the debt of Africa’s poorest countries, build 100 African green energy facilities and systematically lower import duties on 95% of all African products exported to China. Another promise is a loan of one billion dollars aimed at small and medium sized businesses in Africa. There will also be efforts to promote each other’s culture and increased medical assistance to Africa. Medical assistance comes in the form of 500 million yuan (US$73.2 million) of goods for the 60 hospitals and malaria centers China has already built, as well as 3,000 doctors and nurses. Roads will also be improved.

China also plans to assist with satellite weather monitoring, to help combat desertification and work within the urban environment, all aimed at reducing global warming. The new energy facilities will focus on solar, biogas and small-scale hydroelectrical installations. Another new measure is a promise to aid African farmers to ensure the continent is fed, increasing the number of demonstrations of agricultural technology in Africa to 20 and sending 50 teams of agricultural technology experts to the continent. Training in agricultural technology will be provided to 2,000 people.

“The Chinese people cherish sincere friendship toward the African people, and China’s support to Africa’s development is concrete and real,” said co-chair Chinese Premier Wen Jiabao as the FOCAC opened up, adding “Whatever change that may take place in the world, our friendship with African people will not change.” He described this friendship as ‘unbreakable’. Two years ago China pledged US$5 (€3.37) billion at the last FOCAC in Beijing and now, according to Jiabao, “China is ready to deepen practical cooperation in Africa.”

We want more investment from China

China has fulfilled its 2006 pledge, investing a total of US$7.8 (€5.26) billion in Africa last year alone. 49 African countries are represented at the FOCAC, which was created in 2000, although Jiabao noted that relations between China and Africa go back fifty years. China had already forgiven or reduced the debt for thirty nations at that FOCAC summit.

According to Chinese state-owned paper China Daily, trade between China and Africa increased by 45% last year, to give a total value of US$107 (€72.1) billion, a tenfold increase since 2001 and up from US$491 (€331) million in 2003. The Chinese have a 9.8% market share, the largest of any nation, according to the U.S. Commerce Department. China has paid for schools, hospitals, malaria clinics and Chinese scholarships for African students. 50 more schools are to be built and 1,500 people trained to staff them.

Since 2006 Chinese energy firms have committed to spend at least US$16 (€10.8) billion securing African oil and gas. China’s Sinopec Group, an oil giant, bought up Addax Petroleum Corporation from its Swiss owners that year, gaining control of oilfields in Nigeria, Cameroon and Gabon. China promised earlier this year to spend US$9 (€6) billion on infrastructure in the Congo in exchange for mineral deposits for mining operations.

Jean Ping, leader of the African Union, said the told those at the conference that the money is coming at an opportune time, because African growth was “totally compromised” by the global financial crisis. Ping said one of the lessons learned is that the world is paying for “the irresponsible and lax behavior” of large financial companies whose philosophy was to make short-term profits.

We thank China particularly for backing efforts by our countries to achieve peace and stability in Africa’s zones of conflict

Not all Africans are happy with China’s increasing involvement in their continent. Trade practices are a concern for some, with a view that China exploits Africa for raw materials before selling back finished goods. Among these are Egyptian Trade and Industry Minister Rachid Mohamed Rachid. Egypt is the richest nation in the Middle East and is discussing this perceived issue with China. Rachid told Bloomberg “What is a worry for me is if competition is unfair. That is where we are unhappy.” Jiabao described the trade as being based on “win-win programmes… and transparency.”

Others in Africa are delighted with the situation. “We want more investment from China,” Tanzanian President Jakaya Mrisho Kikwete told the forum. Egypt’s own President Hosni Mubarak talked of “peace, security and growth,” and of “boosting cooperation between China and Africa.”

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Jiabao also used his speech to respond to criticisms that China worked with nations regardless of their human rights record, such as Sudan, whose President Omar al-Beahir is wanted on a warrant issued by the International Criminal Court for war crimes. “Africa is fully capable of solving its own problems, in an African way,” he said, adding that “China has never attached any political strings […] to assistance to Africa.”

Beshir thanked China in a speech for diplomatic work in Sudan, including working to defuse the Darfur conflict, which the United Nations says has left 300,000 dead. “We express our deep appreciation for China’s efforts in backing the comprehensive peace agreement in Sudan and its peace efforts in Darfur,” he said, referring to a peace deal between the northern and southern parts of his country. “We thank China particularly for backing efforts by our countries to achieve peace and stability in Africa’s zones of conflict.” Jiabao said China was willing to work towards “the settlement of issues of peace and security,” in Africa.

A further criticism has been that China has brought in Chinese workers and used their own knowledge, instead of training locals. Jiabao’s speech indicated an intention to co-operate better in the fields of science and technology, as well as improve training for African students on technical courses.

“Why do some only criticise China?” asked Jiabao. “Is this a view representing African countries, or rather the view of Western countries?”

Understanding Professional Sports Winning Suggestions}

Understanding Professional Sports Winning Suggestions

by

Wellington W

Ball security: The Gauntlet Drill

Ball security, preventing fumbles and turnovers is perhaps the most important skill the offensive team can have. Quarterbacks, running backs, and wide receivers should work on this skill constantly. A great drill called the gauntlet practices ball security. This drill is set up with one ball carrier, there objective is to run through a group of opponents that try to knock the ball out. Each of the defenders can line up in any way making the ball carrier run any sort of patterns with the ball, the point is to pose a challenge to hold onto the ball. Run each of the gauntlet drills slow and then speed them up as each player gets better at effective ball security.

Drive Block

[youtube]http://www.youtube.com/watch?v=kaMU5SOLf38[/youtube]

Simple drives are important for linemen to practice and perfect. The most traditional or basic block is a drive block. When you want to remove an opponent effectively you will use the drive block again and again. It starts with the lineup, when you are facing your opponent notice which way they are aligned, if they are off to the right then you will drive them to the right if the play is occurring on the left side of the field. Execute the drive by bolting off the line with your play side foot; again if the play is happening on the left side then you will use your left foot. Connect hard against your opponent, bring your other foot into play and continue to drive in the aligned direction.

Strength and conditioning: Up Downs

The popular conditioning drill known as up downs is a very effective way to increase cardiovascular activity and endurance. This drill starts by having the players run in place as fast as they can encourage them to get their knees up as high as they can. Then at random a coach will yell, down or blow a whistle at which the players must dive to the ground do a push up and then jump back into running in place. Because this drill can be very taxing, it is important to increase the time spent at this slowly over time as the players strength increases.

Constant motion drill to increase ball handling skills

Without a solid foundation of ball handling players will be easy prey to a solid defensive team. This drill is meant to help players control and develop their ball handling skills. Players will move the football from one hand to another hand around differing parts of their body. The drill starts with the head moving the ball in a circular motion from hand to hand, then proceeds to go under the arms, around the waist, then the knees, and finally through and in between the players legs.

Coaches can mix up the drill by shouting out body parts that the players will have to start circling with the football; they can also reverse the direction that the ball is traveling by calling, reverse. Changing the direction of the football ensures that they dont form a habit, and that they remained focused on the ball and controlling the movement.

At the very end of the drill the players will do several simple drops. For example, the player drops the ball and retrieves it quickly. To further increase pickup skills have your players change up the hands that they are using so that both their strong and weak hands are developed.

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Understanding Professional Sports Winning Suggestions}

China overtakes Germany as world’s biggest exporter

Sunday, January 10, 2010

Chinese officials have said that their country’s exports surged last December to edge out Germany as the world’s biggest exporter.

The official Xinhua news agency reported today that figures from the General Administration for Customs showed that exports jumped 17.7% in December from a year earlier. Over the whole of 2009 total Chinese exports reached US$1.2 trillion, above Germany’s forecast $1.17 trillion.

Huang Guohua, a statistics official with the customs administration, said the December exports rebound was an important turning point for China’s export sector. He commented that the jump was an indication that exporters have emerged from their downslide.

“We can say that China’s export enterprises have completely emerged from their all-time low in exports,” he said.

However, although China overtook Germany in exports, China’s total foreign trade — both exports and imports — fell 13.9% last year.

Near-record heat in Minnesota brings wildfire to the Boundary Waters

Sunday, July 16, 2006

A heat wave in the upper Midwest has people trying to stay cool, while the National Guard is activated by Minnesota Governor Tim Pawlenty to fight a new wildfire in the Boundary Waters Canoe Area Wilderness.

Temperatures cracked 100 degrees Fahrenheit (38 Celsius) in St. Paul, Minnesota, and reached a record-breaking 96 degrees Fahrenheit (35.5 Celsius) in Duluth, Minnesota.

Smoke was spotted Friday afternoon in the wilderness area about one mile southwest of Seagull Lake. This area of the 1 million acre wilderness was hit by a severe windstorm in 1999, which killed millions of trees, increasing concern about the future threat of wildfires.

Firefighters are not yet on the ground, as the fire is located in a remote area inaccessible by trails or lakes. Helicopters have been called in to begin suppression efforts immediately.

Jean Bergerson, spokesperson for the Minnesota Inter-agency Fire Center, described the blaze as “well over 1,000” acres in size. The cause of the fire is not yet known.

UPDATE:Saturday, June 17, 2006

The flames continue to rage in Northern Minnesota as the fire expands by the hour, now engulfing more than 6,000 acres of the Boundary Waters Canoe Area, as reported by the Minneapolis Star Tribune today.

The purported cause of the fire is a lightning strike.

There are now over 60 firefighters stationed on the ground near the fire, though it is still considered too dangerous to combat the blaze directly.

This is the largest fire to take place in Minnesota in years, and has now spread to within 3 miles of the Gunflint Trail, though the trail may be protected by controlled burn zones put in place in recent years by the US Forest Service.

Govenor Tim Pawlenty plans a fly-over of the afflicted area.

Wikinews interviews Frank Moore, independent candidate for US President

Saturday, March 1, 2008

While nearly all coverage of the 2008 Presidential election has focused on the Democratic and Republican candidates, the race for the White House also includes independents and third party candidates. These parties represent a variety of views that may not be acknowledged by the major party platforms.

Wikinews has impartially reached out to these candidates, throughout the campaign. We now interview independent Presidential candidate Frank Moore, a performance artist.

Choosing The Right Home Insurance In Austin, Tx

byAlma Abell

Home insurance in Austin, TX covers damage due to fire, lightning, hail, and natural disasters. You also receive coverage for damage due to frozen plumbing pipes and theft of property. A basic homeowner’s policy does not cover intentional property damage by the owner or intentional bodily harm sustained on or within the property. If you decide to operate a business within your home, your homeowner’s policy will not cover equipment or other business related property.

Choosing the Right Homeowner’s Insurance

Your preferred insurance agent will discuss possible homeowner’s insurance policies with you. This will assist you in determining which policies are right for your needs. Basic homeowner’s insurance is the least amount of insurance coverage required by mortgage lenders. However, these policies typically cover unexpected damage and liabilities.

This coverage will pay out when structural damage is sustained during a storm or natural disaster. It does not cover intentional damage by the property owner or their family. In terms of accidents that occur on the property, the policies only pay for medical costs associated with unintentional injuries. Altercations that result in injuries are not covered within the homeowner’s policy.

Local Insurance Provider

Patrick Court is your local State Farm agent. He offers a wealth of insurance products to meet your needs. He will discuss these options with you to ensure that you receive adequate coverage for your property. This insurance agent can perform a risk assessment for you to determine whether additional coverage is needed for your home or automobiles. To receive a free quote from this provider contact him locally or submit a request through the Statefarm.com website.

Summary

Home Insurance in Austin, TX is available in basic and extended coverage options. Basic homeowner’s insurance provides you with coverage for the unexpected. This includes storm damage, vandalism, and theft. Coverage for fire and natural disasters are covered within the basic policies. If your mortgage lender requires that you possess flood insurance, it is not included in your basic homeowner’s insurance policy. You are required to purchase flood insurance through an additional policy. Contact your local insurance provider to receive a free quote for homeowner’s insurance.